Terms of Service

Effective Date: February 12, 2026

1. Agreement to Terms

By accessing or using the website of Evelyn Financial Services LLC ("we," "us," or "our"), located at evelyn-financial-services.com, you agree to be bound by these Terms of Service. If you do not agree, please do not use our website or services.

2. Services

Evelyn Financial Services LLC is a direct lender providing financial lending services. Our website provides information about our services and allows you to contact us regarding lending opportunities. All lending decisions are subject to our underwriting criteria and applicable laws.

3. Eligibility

To use our services, you must be at least 18 years of age and a legal resident of the United States. By using our services, you represent and warrant that you meet these requirements.

4. User Responsibilities

When using our website or services, you agree to:

• Provide accurate and truthful information
• Not use the website for any unlawful purpose
• Not attempt to gain unauthorized access to our systems
• Not interfere with the proper functioning of the website

5. SMS/Text Message Terms

If you opt in to receive SMS/text messages from Evelyn Financial Services LLC:

• You consent to receive text messages sent via an automatic telephone dialing system (ATDS) to the phone number you provide.
• Consent to receive text messages is NOT a condition of purchase of any goods or services from Evelyn Financial Services LLC.
• Message and data rates may apply. Message frequency varies.
• You may opt out at any time by replying STOP to any text message.
• For assistance, reply HELP or email evelyn@evelyn-financial-services.com.
• Supported carriers include but are not limited to AT&T, T-Mobile, Verizon, and Sprint. Carrier fees may apply.
• Text messages delivered via ATDS are for informational and service-related purposes only.

6. Intellectual Property

All content on this website — including text, graphics, logos, images, and software — is the property of Evelyn Financial Services LLC and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

7. Disclaimer of Warranties

Our website and services are provided on an "as is" and "as available" basis. We make no warranties, express or implied, regarding the accuracy, reliability, or availability of our website or services. We disclaim all warranties including merchantability, fitness for a particular purpose, and non-infringement.

8. Limitation of Liability

To the fullest extent permitted by law, Evelyn Financial Services LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of our website or services, even if we have been advised of the possibility of such damages.

9. Indemnification

You agree to indemnify, defend, and hold harmless Evelyn Financial Services LLC, its officers, employees, and agents from any claims, damages, losses, or expenses arising out of your use of our website, violation of these terms, or infringement of any third-party rights.

10. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of South Carolina, without regard to its conflict of law provisions. Any disputes arising under these terms shall be resolved in the courts of Newberry County, South Carolina.

11. Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be posted on this page with an updated effective date. Your continued use of the website after changes constitutes acceptance of the updated terms.

12. Contact

For questions about these Terms of Service, please contact:

Evelyn Financial Services LLC
2218 Wilson Rd, Newberry, SC 29108
evelyn@evelyn-financial-services.com